Victim of impersonation fraud in Portsmouth?
You may be entitled to a refund.
If you're in Portsmouth or the wider South East England area and you've lost money to impersonation fraud, the law may require your bank to reimburse you. We handle the full claims process remotely — no win, no fee.
Check if you can claim →Free, no-obligation eligibility check. Takes 5 minutes.
Up to £85k
PSR reimbursement cap
Most
Distressing fraud type for victims
100%
Remote — no office visit needed
IMPERSONATION FRAUD in PORTSMOUTH
How impersonation fraud affects Portsmouth residents
Impersonation fraud is one of the most distressing types of APP scam because victims believe they are following instructions from a trusted authority. Criminals spoof phone numbers so calls appear to come from your bank, HMRC, or the police. They create convincing scenarios — your account has been compromised, you owe unpaid tax, or you need to move money to a ‘safe account’ — and pressure victims into making immediate transfers.
Portsmouth residents on the south coast have the same APP fraud claim rights as the rest of the UK.
Read our full guide to impersonation fraud →Common warning signs
Why your bank may owe you a refund
PSR mandatory reimbursement
Since October 2024, banks must reimburse eligible APP fraud victims up to £85,000 for payments via Faster Payments and CHAPS within 5 business days.
Failure to detect impersonation fraud patterns
Banks should identify transactions consistent with impersonation scams — such as urgent transfers to new payees, ‘safe account’ transfers, or payments immediately following a phone call. Banks should also have systems to detect when their own identity is being spoofed.
How It Works
How we recover your money
Tell us what happened
Complete our short form with details of the impersonation fraud — whether you’re in Portsmouth city centre or the wider South East England area, everything is handled remotely.
We assess your claim
Our legal team reviews your case and identifies the strongest regulatory arguments for impersonation fraud claims.
We pursue your bank
We submit a formal complaint citing the specific obligations your bank has breached, and chase every deadline.
Resolution
If your claim succeeds, you receive your refund minus our agreed fee. If we don’t recover anything, you pay nothing.
Which bank did you send the payment from?
See all banks →Common Questions
Impersonation Fraud claims in Portsmouth
No. We operate entirely remotely and serve clients across the whole UK. There’s no need to visit an office.
Criminals use number-spoofing technology to make calls appear to come from your real bank’s phone number. This is exactly why banks have a duty to detect and prevent these scams through transaction monitoring and fraud warnings. The fact that the call appeared genuine is not your fault — it demonstrates the sophistication of the fraud.
Other fraud types in Portsmouth
Impersonation Fraud claims in other areas
Impersonation Fraud victim in Portsmouth?
Free eligibility assessment. No obligation. Takes 5 minutes.
Check your eligibility →